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Jeff's GeekBearCave on LJ

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October 30th, 2010

debit card fraud caught... @ 01:54 pm

Location: apartment 9B
Mood: curious okay but concerned

Just after rising, this morning, while checking messages and e-mail; I saw that overnight I received a couple of messages from my bank's alerting system saying that there were "country not provided" charges made to my card.  Logging into their online banking system and investigating further it seems that in the overnight ( after 10:10 PM ) there were about a half-dozen charges from the places like:

  Diet Max (EL TECAL) 800.320.2983,
  LeanSpa (CT) 888.839.9990,
  RN *Real.com (WA) 206-674-2650  and
  Mni*CreditReport.com (CA) 866-883.3309

Googling the phone numbers for each of the merchants revealed several pages on each vendor / merchant that caused me concern.  I don't think that the merchants are, themselves, involved in this, just that many folks seem to have concerns with the "services" they offer and in some cases, their billing practices.  I've never used any of them and have no interest in, what I suspect, are their products.  I chose not to call the vendors, to investigate directly, to preserve the fact that I've Never had any dealings with the folks.

I'm hoping that there are no new unauthorized charges!

I called the bank to report the compromised card and to have them close the card and issue a new one.  While on the line with the CSR at the bank I signed up for (a second) credit monitoring / privacy protection service.

There are still a few steps in this process, so I'll have to be diligent and systematic over the next few weeks.  I'll also have to check into my previous statements to see if these kinds of charges happened in the recent past.  There may be nothing that can be done about the past charges, if there are any, but it might lead me to understand where or who is behind these unauthorized charges.

Good Luck folks and remember to review your card & banking statements regularly!
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Date:October 30th, 2010 06:02 pm (UTC)
It's happened to me a couple of times. The banks were really good about dealing with it. I hope it goes well for you too.
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Date:October 30th, 2010 06:13 pm (UTC)
This happened to me a few years ago, on a payday Friday, no less. Expecting to be able to get groceries and whatnot, my card was declined. I ran home & looked online to find someone had run off the entire contents of my bank account at places like Bed Bath & Beyond's web site. I'd never even been in a BB&B at that point in my life. Called the bank. The charges were eventually reversed (along with numerous NSF charges) but my account was frozen for the entire weekend (and a few days beyond) and Dan and I couldn't so much as go get gas in the car as a result.

Don't hope you will ever hear from your bank about who did it and whether or not they caught anyone. I was told they strictly don't divulge that information.
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Date:October 30th, 2010 11:10 pm (UTC)
scary. closest i had to this happening, someone got hold of my checkbook and wrote one for $75...which wasn't in there.
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Date:October 30th, 2010 11:34 pm (UTC)
Hey - that credit report charge could be more trouble coming. Keep after it.

Jeff's GeekBearCave on LJ

[no user serviceable parts inside.]