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Jeff's GeekBearCave on LJ

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November 1st, 2005

I'm tired of getting unsolicited credit card and insurance solicitations @ 10:49 am

Mood: amused amused

I was going through a bunch of mail lastnight and I noticed that I was generating alot of shreddage from all the credit card and other personal info containing papers that were going into the shredder.

I was going to call one of the companies to request that they STOP! When, I noticed a nice little block at the botton of the application giving an 888 number to call, the friendly pre-recorded announcement gave the following URL: www.optoutprescreen.com

The page advises:

[snip] Equifax, Experian, Innovis, and TransUnion, (collectively the "Consumer Credit Reporting Companies"), encourage you to make an informed decision about receiving firm (preapproved / prescreened) offers of credit or insurance. [snip]

I've gotten tired of getting offers that I need to open, review and then shred. I figure that if I want another piece of caustic plastic for my wallet I can set out and find a company that actually offers a good rate and then apply.

Now all I need is to find an optout for all the mortgage insurance offers that I've been getting. Maybe I need to read the fine print before shredding the next one...
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[User Picture Icon]
Date:November 13th, 2005 02:40 pm (UTC)
I'll be interested to hear if this works for you or not. Have you seen this link?

Note to others: you DON'T have to provide your SSN on the optout site.
[User Picture Icon]
Date:November 15th, 2005 03:26 am (UTC)
Thanks for the info! My experience has been different then the fellow at the link that you referenced. I do seem to have had a drop off of unrequested offers. I wonder if it's because CitiCorp is getting my credit reports and doing a temporal diff on the information, sending me notices when the info changes, for $9.99 per month.

I agree with the fellow on the weblink that the whole credit reporting (scam) needs to be revamped and soon.

Jeff's GeekBearCave on LJ

[no user serviceable parts inside.]